Finance Correspondent

James Okoro

James writes about banking, investing and financial services, with a focus on what money decisions mean for businesses and households.

Latest from James (8)

Low fees compound just as powerfully as returns. Here is how to think about passive and active strategies, and when each can make sense.

James OkoroOct 3, 20261 min read

Diversification, rebalancing and time in the market: the unglamorous habits that matter more than picking the next winner.

James OkoroOct 2, 20261 min read

Net interest margin, deposit costs and loan demand: why rate moves can help or hurt a bank, depending on how its balance sheet is built.

James OkoroOct 1, 20261 min read

Digital tokens pegged to traditional currencies promise faster settlement. Here is how they work and the risks to understand first.

James OkoroSep 30, 20261 min read

Flexible payment terms are moving from consumer checkouts into business-to-business sales. How it works and what to watch.

James OkoroSep 25, 20261 min read

Instant settlement changes how companies manage liquidity, forecast cash and fight fraud.

James OkoroSep 24, 20261 min read

A plain-English guide to yields, credit ratings and what the bond market signals about the economy.

James OkoroSep 20, 20261 min read

Why some companies pay out profits while others reinvest, and how investors can balance income against growth.

James OkoroSep 18, 20261 min read